CANADIAN PAYMENT SERVICES

Fast Payments Made Simple

Accept credit cards, debit, and online payments without the guesswork. Payment Express sets up your gateway, POS, and billing tools for Canadian SMBs.

Moody blue-hour checkout island with glowing payment terminal and soft retail shelving.

Metric 01

250+

Canadian merchants onboarded

Metric 02

1-2 days

Average setup time

Metric 03

4.9/5

Client rating across SMBs

HOW IT WORKS

Simple setup in four steps

Accept Visa, Mastercard, and Amex with clear rates for Canadian stores and service firms.

Extreme macro of a payment terminal, chip card edge, cash drawer lip and POS accessories in a store.

3-5 day setup

Credit Card Processing

From C$29/mo

Accept Visa, Mastercard, and Amex with clear rates for Canadian stores and service firms.

Compact payment reader on a café counter, approval light glowing beside a mobile terminal cradle.

Terminal setup

Debit Acceptance

From C$19/mo

Packed ecommerce station with mailers, tissue, closed laptop and parcel stack in warm light.

Online setup

E-commerce Checkout

From C$49/mo

Payment gateway hardware cluster with reader, router, cable and metal hub on a workbench.
01API ready

Payment Gateway

From C$79/mo

Connect one gateway for card, debit, refunds, and tokenized card vaults.

Clean recurring-billing front desk with membership cards, terminal, folders, and cinematic light.
02Monthly runs

Recurring Billing

From C$59/mo

Bill memberships, retainers, and subscriptions on a fixed schedule.

Fraud-protection checkout station with a locked drawer, shielded reader, and amber review light.
03Risk rules

Fraud Protection

From C$39/mo

Use AVS, CVV checks, velocity rules, and fraud review on risky orders.

SERVICES

Payment tools for Canadian merchants

We look at your sales mix, software, and hardware, then map the right payment setup.

Payment terminal with notebook and merchant hardware samples on dark stone
01

Review your needs

We look at your sales mix, software, and hardware, then map the right payment setup.

Envelope, folder, pen and paperweight on a pale wood table, lit softly from the side.
02

Complete paperwork

You send your business and banking details, and we finish the merchant file.

Overhead flatlay of a payment terminal, cables, test card, and adapter on concrete.
03

Run live test

We connect terminals or checkout pages, then run test payments before launch.

Support kit on a brushed-metal tray with receipt roll, battery pack, cable ties, terminal case, and SIM tool.
04

Ongoing support

You get help with billing, chargebacks, terminal swaps, and account questions.

RESULTS

Client wins across Canada

Single-location card processing Interac debit terminal setup Gateway setup for one store Hosted checkout page Setup help by email

Billed monthlyBilled monthly

Starter

From C$499/mo

  • Single-location card processing
  • Interac debit terminal setup
  • Gateway setup for one store
  • Hosted checkout page
  • Setup help by email
Most popularBilled monthly

Signature

From C$1,249/mo

  • Card and debit processing
  • E-commerce checkout link
  • Recurring billing for plans
  • POS link for one register
  • Fraud rules and review
  • Two support calls monthly
Custom contractCustom contract

Scale

Custom

  • Multi-location processing
  • Multi-terminal debit routing
  • Custom gateway build
  • Subscription billing controls
  • POS and ERP links
  • Chargeback handling desk

WHAT CLIENTS SAY

Trusted by busy teams

Two busy stores cut wait time and kept card payments moving during lunch rush.

Empty store counter with two contactless readers and a tidy terminal dock in warm afternoon light.

Retail

Faster taps at the counter

Two busy stores cut wait time and kept card payments moving during lunch rush.

Gym front desk with billing terminal, key fobs, towels and a locked access cabinet in warm light.

Fitness

Gym bills now post on time

Clinic checkout counter with card reader, sanitizer, and acrylic tray in moody light

Dental

Clinic payments at checkout

Macro of sealed boxes, packing paper, a label printer, and a navy payment terminal on a fulfillment bench.

E-commerce

Online orders clear faster

Card reader, locked cash box, and linen swatches in a hazy event payment station.

Hospitality

Event deposits stay on track

Macro of a payment terminal, chip cards, cables and a dock badge on slate.

Retail and SMB setup

Maya Chen

Secure card reader, planner and adapters on blackened wood in dramatic studio light

Gateway and billing

Jordan Singh

Lock box, NFC sleeve, test cards and security key on a graphite surface in cool raking light.

Chargebacks and checks

Leah O'Neil

Macro view of router, cables, terminal cradle, USB-C adapters and activation kit on a brushed bench.

POS and checkout links

Noah Baptiste

Proof

Customer notes

Verified

Our card and debit setup was done fast, and the steps were easy to follow.

Macro of a payment terminal, chip cards, cables and a dock badge on slate.

Asha Patel

Owner, Cedar Street Dental

Verified

Online billing now runs each month without my staff chasing invoices.

Secure card reader, planner and adapters on blackened wood in dramatic studio light

Ben Wallace

Founder, North Loop Fitness

Verified

They fixed our POS link and cut payment errors on day one.

Lock box, NFC sleeve, test cards and security key on a graphite surface in cool raking light.

Nina Roy

Ops Manager, Maple Home Goods

Service area

Greater Toronto Area

Toronto, Mississauga, Brampton, Vaughan, Markham, Richmond Hill

Toronto skyline and CN Tower above a calm harbour, soft haze and open water for copy

Area 01

Greater Toronto Area

Toronto, Mississauga, Brampton, Vaughan, Markham, Richmond Hill

Southern Ontario farmland and limestone ridge at golden hour, barns high on the horizon.

Area 02

Southern Ontario

Hamilton, London, Kitchener, Waterloo, Windsor, Barrie

Golden-hour Vancouver harbour with bridges, city edge, and misty mountains.

Area 03

Metro Vancouver

Vancouver, Burnaby, Surrey, Richmond, Coquitlam, Langley

Alberta skyline above prairie and river valley at warm hazy sunset

Area 04

Alberta Cities

Calgary, Edmonton, Red Deer, Lethbridge, Airdrie

The Map

Questions

Common payment questions

Quick answers before visitors choose a product, service, or next step.

01How fast can you set up payments?+

Most Canadian merchants can go live in 1 to 5 business days after we get the forms and bank details.

02Do you support debit in Canada?+

Yes. We set up Interac debit for counters, mobile readers, and many POS terminals.

03Can you help with online checkout?+

Yes. We connect hosted checkout pages and gateways for stores on Shopify, WooCommerce, and custom sites.

04Do you handle recurring billing?+

Yes. We build monthly billing for memberships, retainers, and set payment plans.

05What fraud tools do you offer?+

We set AVS, CVV, velocity checks, and order flags to help catch risky card payments.

06Which areas do you serve?+

We work with merchants across Ontario, British Columbia, and Alberta, with remote setup across Canada.

Get payment updates

Get short emails on card processing, fraud checks, billing tips, and payment rules for Canadian businesses.